What is Klarna?

Klarna is your everyday money app, helping you manage spending, payments, and rewards, all in one place.

Built for real life, it gives you flexibility in how you pay, protection when you shop, and smarter ways to get more from everyday spending.

Pay with Klarna everywhere

From big brands to everyday favorites, Klarna lets you pay anywhere you want. Look out for Klarna at checkout, use the app, or simply swipe your Klarna Card.

Security comes as standard

Klarna provides built-in security for your money and data, with advanced fraud prevention and 24/7 support. Trusted by millions of customers worldwide.

Protection with every payment

Our team of 150+ fraud prevention specialists use advanced techniques to protect your money from fraud and scams. Discover some of the ways Klarna helps you shop securely.

Klarna puts safety first

Klarna protects your money and personal information with every purchase⁷. You also get:

Advanced real-time fraud monitoring
Strong privacy protections, by default
24/7 support when you need it

Your data is in safe hands

Enjoy peace of mind with our secure management tools and global compliance.

Klarna collects only what’s needed, encrypting your data for protection.
Manage or delete your data via our app, website, or customer service.
We meet global data protection standards, as per our privacy policy.

Flexible ways to pay

Buy now and pay later with Klarna's flexible payment options. Choose to pay in 4 interest-free payments, pay the full amount, in 30 days or over time.

https://www.klarna.com/us/